Wednesday, May 27, 2009

A crop of fake credit histories emerges - Kansas City Star

A crop of fake credit histories emerges - Kansas City Star

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I just recently had Julia Jensen from the FBI speak at InSight Mortgage Group's monthly Lunch and Learn about this very topic, credit fraud. The information she shared is absolutely amazing and unbelievable. Desperate times bring even more desperate measures. If you don't want to fall victim or prey to this, please consider using a lender who cares about you and your future. If you are looking for a home loan and a lender who will give you sound biblical advice, contact InSight Mortgage Group. Our focus is not about making dollars and cents, it's about helping you make sound financial choices!! Please give us a call at 913-642-3334 or visit

Thursday, May 21, 2009


Do you think that finances can be a real aggravation at times. Doesn’t it seem especially true these days with the ups and downs on Wall Street and the unemployment numbers growing? If you haven’t already surrendered your finances to God, now is the time to do so.

The subject of money and possessions is found in over 2,000 verses in the Bible. God makes the point of wanting us to handle money wisely. Jesus often spoke of being a good steward of the resources He entrusted to us. And He wants us to avoid making money an idol in our lives. Ecclesiastes 5:10 says: “ He who loves money will not be satisfied with money, nor he who loves abundance with its income.”

First, we can manage money wisely by practicing diversification. It’s also a biblical principal: “Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth.” (Ecclesiastes 11:2 NASB) There is no one perfect investment – bonds, real estate, stock market, precious metals; each can perform well or poorly, has it’s own advantages or disadvantages.

Secondly, pay attention to your financial investments. Don’t ignore your monthly statements, open them and review each. And not just quickly glancing at the bottom line. Solomon wrote “You should take good care of your sheep and goats, because wealth and honor don’t last forever. After the hay is cut and the new growth appears and the hevest is over, you can sell lambs and goats to buy clothes and land. From the milk of the goats, you can make enough cheese to feed your family and servants.” (Proverbs 27:23-27 CEV) This translates today to not take anything for granted and keep a good watch on your investments and your household finances in general. Don’t make careless mistakes, inviting more stress into your life.

Next, avoid taking on more debt. The stress from debt can induce health problems – from muscle tension and migraines, to severe depression. Proverbs 22:7 says "Just as the rich rule the poor so is the borrower servant to the lendee."

Money, and it’s use, can be a challenge to us. Maybe even a source of conflict. That’s why God has given us many basic principals to live by and incorporate into our lives.

We can lend insight to your home financing needs and personal financial situation. Call us at 913-642-3334 or email me at with questions or comments.

Tuesday, May 12, 2009


Watch your savings add up quickly!

Even if you’ve experienced a property value decline as a result of the economic downturn and mortgage crisis, you may be able to refinance your home loan into a very low fixed rate mortgage!

The Mortgage Refinance Affordability Plan recently implemented by President Obama offers many homeowners the chance to refinance their current mortgages. Many homeowners who have seen their property values drop the past several years can see real help with this plan.

And we at InSight Mortgage Group can answer your questions and see if you qualify for this or other refinancing programs. If you have a current 80/20, 80/15/5 or 80/10 loan, where you did a 1st/2nd combo in order to avoid PMI, we may be able to get you into a 105% LTV first mortgage.

Save thousands of dollars over the life of your loan by locking into a low interest fixed rate loan. Maybe a refinance could save your home from foreclosure.

Whatever your personal home loan needs may be, take advantage now and see your savings add up. Call Dick or Michele at InSight Mortgage Group, 913-642-3334. Email us at or or start your application online at